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IV. DEFINITIONS:
For the purpose of this FAP, the terms below are defined as follows:
Amounts Generally Billed (“AGB”): Pursuant to Internal Revenue Code Section 501(r)(5), in
the case of emergency or other medically necessary care, FAP-eligible patients will not be
charged more than an individual who has insurance covering such care.
Application Period: The time period in which an individual may apply for financial assistance.
To satisfy the criteria outlined in the New Jersey Regulations as well as IRC §501(r)(6),
Jefferson Health allows patients, two years from the date of service or 240 days from the date
the individual is provided with the first post-discharge billing statement, whichever is greater,
to apply for financial assistance.
Eligibility Criteria: The criteria set forth in this FAP (and supported by procedure) used to
determine whether or not a patient qualifies for financial assistance.
Emergency medical conditions: Defined within the meaning of section 1867 of the Social
Security Act (42 U.S.C. 1395dd).
Extraordinary Collection Actions (“ECAs”): All legal or judicial processes, including, but not
limited to, garnishing wages, placing liens on property and reporting to credit agencies. ECAs
include sale of an individual’s debt to another party, lawsuits, liens on residences, arrests, body
attachments, or other similar collection processes.
Financial Assistance: Official aid provided to a person or organization in the form of money,
loans, reduction in taxes, etc. In accordance with this FAP, financial assistance provides a
patient with free or discounted emergency or other medically necessary healthcare if they meet
the established criteria and are determined to be eligible.
Family: Using the Census Bureau definition, a group of two or more people who reside together
and who are related by birth, marriage, or adoption. According to the Internal Revenue Service
rules, if the patient claims someone as a dependent on their income tax return, they may be
considered a dependent for purposes for the provision of financial assistance.
Family Gross Income: Family Gross Income is determined using the Census Bureau definition,
which uses the following income when computing poverty guidelines:
Income earnings, unemployment compensation, worker’s compensation, Social
Security, Supplemental Security Income, public assistance, veterans’ payments,
survivor benefits, pension or retirement income, interest, dividends, rents, royalties,
income from estates, trusts, educational assistance, alimony, child support, assistance
from outside the household, and other miscellaneous resources;
Noncash benefits such as food stamps and housing subsidies do not count;
Determined on before-tax basis;
Excludes capital gains or losses; and
If a person lives with a family, includes the income of all family members.