General exclusions
These exclusions apply to all sections of your cover.
• Damage caused by a road traffic accident and/or fire
• Structural damage, rust or corrosion
• Parts fitted as part of the repairs that are not detailed under the What is Covered
section
• Repairs arising as a result of any deliberate damage, neglect or misuse of your
vehicle, or any modifications such as the fitting of replacement or experimental
parts, or other equipment not approved by the manufacturer
• Repair or servicing of your vehicle or parts subject to recall for repair or replacement
by the manufacturer
• A fault or defect in any part which can reasonably be said to have been known
to exist before the commencement of the period of cover
• Any repairs covered under the manufacturer’s or supplier’s warranty, or any other
form of cover
• Any direct or indirect consequence of war, civil war, invasion, acts of foreign enemies
(whether war be declared or not), rebellion, revolution, insurrection, military
or usurped power, or confiscation, nationalisation, requisition, destruction of
or damage to property by or under the order of any government, local or public
authority, terrorism.
• Any direct or indirect consequence of:
• Irradiation, or contamination by nuclear material; or
• The radioactive, toxic, explosive or other hazardous or contaminating properties
of any radioactive matter; or
• Any device or weapon which employs atomic or nuclear fission or fusion
or other comparable reaction or radioactive force or matter.
General conditions
These conditions apply to all sections of this MOT Cover and you must meet them before
we make a payment.
• Your vehicle must be under 10 years old and must have done under 150,000
miles to be eligible for cover
• Servicing must be carried out in accordance with vehicle manufacturer
recommendations. Failure to keep your vehicle serviced in accordance with the
manufacturer’s service schedule will void this MOT Cover. You must keep all servicing
receipts and invoices. We will be entitled to check that your vehicle has been serviced
regularly and may ask to see these in the event of a claim
• We reserve the right to have your vehicle and failed components inspected by an
expert before authorising repairs
• This MOT Cover has no surrender value or provision for a refund or repayment
• Only one claim can be made during the period of cover
• This MOT Cover is governed by English law. If there is a dispute, it will only be dealt
with in the courts of England or of the country within the United Kingdom in which
your main residence is situated
• We reserve the right to take over and carry out the defence or settlement of any claim
after a payment has been made under this policy. Legal action may be taken in your
name to recover payment from a third party made under this policy
• In the event of a claim under your policy, you must refer to the ‘How to make a claim’
section of your policy
• Where dismantling of a covered component is necessary to determine the validity of a
claim, you must authorise any dismantling. Costs incurred will only be met as part of a
valid claim where we agree to meet the cost of repair
• Within 30 days prior to the MOT due date, your vehicle must be submitted for an MOT
Test and any faults identified on the MOT Test failure certificate must be rectified by
an Audi Approved Centre
• Only MOTs scheduled 30 days prior to the MOT due date will be covered
• This cover will be invalidated if during the term:
• Your vehicle is not serviced or repaired, in accordance with the recommendations
• A claim is made on a fraudulent basis
• Your vehicle has been used for racing, rallying or other competition purposes.
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