07
/
24
FAQ SAVINGS ADVANTAGE
DETAILS
California License Experience
License Experience From Out of State
License Experience From International
Named Insured Not The Registered Owner
CA ID Only
License Suspended / Expired
Business/Artisan Use
Non-Owner Policy
Roadside
Photos Required
Exclude Sole & Co-Registered Owner
Exclude a Sole Named Insured
Exclude a Spouse
Proof of Marriage
Proof of Domestic Partnership
Vehicles With Existing Damage
Acceptable Proof of No-Fault or No-Injury
Pay Plans
SR-22
Permissive Use
Triple Deductible Discount
Lienholders
B/I Limits
P/D Limits
Med-Pay Limit Options
UMBI Limit Options
Comprehensive Deductible Options
Towing And Labor Coverages
Special Equipment
Rental Reimbursement
Van Conversions
Salvaged Vehicle for Liability
Salvaged Vehicle for Physical Damage Loss
In Home Care/Day Care
Full experience since age 16. 18 months US experience required for GDD.
Listed as additional interest and added or excluded.
A vehicle with pre-existing damage must be in safe and legal driving
condition, with all headlights, taillights and blinkers operable, and not
present a safety hazard (e.g broken glass).
Examples: Police Report, Claims Experience Letter, Self-Certification.
Permissive Use can be added to physical damage of policy / LO permissive use
is drop down state minimum limits.
Triple deductible in the first 60 days following inception, with a lapse,
renewal with lapse or endorsement of additional vehicle.
Triple deductible does not apply to lienholders.
$20/day, 30-day max. Advantage Only
.
4 vehicle photos and photo of VIN required to be uploaded.
Marketing Claims
12, 6 & 1-Month Policy Terms
Must upload proof of marriage to the policy. For excluded spouses or rated
spouses with different last names.
Examples: Marriage Certification, Joint Utility Bill, Joint Tax Document,
Joint Mortgage Statement, Joint Bank Statement, Joint Rental Agreement,
Registration with both spouse’s last names and garaging address or Birth
Certificate of Common Child.
Rideshare (Uber/Lyft/etc)
Deliver Service (Grub Hub/Uber Eats/etc)
Same as marriage.
Full experience since age 16. Retain documents on file. Legal gov issued doc
Rate with 1-month US experience in rater before bridge.
SR-22 can be applied to any included drivers on the policy; SR-22’s are sub-
mitted electronically to DMV
Must upload registration, 4 photos of vehicle (even for LO) and Business /
Artisan Use form completed and returned. 50 mile radius, 5 job sites per day,
Reg in ins name, logos, removable racks, removable toolboxes allowed.
Three times per 12 month period. One time per 7 days period. Covers vehicle
lockout, tire change, fuel delivery, and towing. $50 benefit per occurrence.
No requirement to get a license.
Very low down payments! 12-month Terms available.
N/A
N/A
N/A
Up to 15 / 30
Up to 10
$0
500-1000
500-1000
Up to 15 / 30
Up to 15 / 30
Up to 10
$1k, $2K
500-1000
500-1000
Up to 15 / 30
Collision Deductible Options (must be written
w/ Comp)
Aspire General Insurance
Services CA LIC#0I10876
THIS INFORMATION IS TO BE USED AS A GUIDE ONLY. ANY QUESTIONS REGARDING
ACCEPTABILITY OF A SPECIFIC RISK SHOULD BE DIRECTED TO THE UNDERWRITING DEPARTMENT.
916.306.1625 909.204.5525 916.674.1069
Full experience since age 16. 18 months US experience required for GDD.
Low Down RCCP & Direct Bill - 19/30 Billing Cycle.
Low Down EFT - 30/30 Billing Cycle.
Low Monthly & Lowest Monthly ALL - 30/30 Billing Cycle
Monthly billing 1-month term
Nothing that resembles an RV. No sink, bed, toilet, kitchen, or holding tanks.
Customer Ser
vice
CALI
FORNIA
Uploading vehicle photos required with PD Coverage, including endorsements.
